Senior Officer – Medical Underwriting

Takaful Emarat

Company: Takaful Emarat

Position: Senior Officer – Medical Underwriting

Roles & Responsibilities:

1) Analyses and reviews quotations (new cases & renewals) as requested by the Sales Department for clients / brokers.

2) Receives quotation templates and ensures all information provided is accurate and complete.

3) Verifies all relevant client information provided by the sales staff/clients/brokers, e.g. General Company Data, Claims Loss Ratio etc. in order to use for risk assessment.

4) Based on the quotation template and data provided by the sales team/clients/brokers, assesses the level of risk and adjusts the rates accordingly and forwards to Operations for further processing.

5) Approves/ denies the quotation generated by U/W team based on risk assessment according to authority levels and refer where required to the U/W Manager.

6) Analyses current year claims utilisation in order to prepare renewals terms for all relevant clients.

7) Assists Underwriting Manager with preparing quotes for various tailor-made products for clients that may require policy schemes and plans that are not a part of the Company’s standard insurance plan.

8) Responds to general queries about pricing from the Brokers/Sales Department, providing them with all necessary information for the client.

9) Participates in performing renewal calculations/ assessment on monthly basis for cases due for renewal within the approved authority and refer cases above the authority to immediate manager.

10) Assists in preparing monthly and quarterly Claim/ Loss ratio reports for the Senior Management.

11) Assists Underwriting Manager in management of day-to-day work by involving in work allocation, priority setting, review and update of procedures, involvement along with Manager in training’s and presentations.

12) Updates the U/W manager on the work volumes, pending, review of SLA discussion and involvement with system projects and any other projects that can help simplify work and improve the service.

13) Coordinates with re-insurers in line with treaty guidelines.

14) Prepares quotes in line with market trends and working in line with regulatory (DHA/IA/HAAD) guidelines.

15) Carries out any such other task as requested by the Department Manager.

Education: Bachelor’s Degree in related courses. Working knowledge of general practices for Medical insurance procedures. Computer literate with superior skills in Microsoft Word, Excel and PowerPoint. Strong oral and verbal communication skills. Sound interpersonal skills at all organizational levels with the ability to establish rapport with personnel across a wide variety of areas. Goal oriented with an ability to work under minimal supervision. Superior attention to detail with the ability to take ownership of issues / projects and see them through to resolution, implementation and completion with minimal supervision.

Experience: Computer literate with superior skills in Microsoft Word, Excel

Subject: Please mention the job code in the email subject.

Job Code : MU0521

Location: Dubai

Job Type: Full time employee

Closing date: June 16, 2021

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